Deposit Interest Rate w.e.f 01-Jan-2025
|
S. No. |
Duration | Interest Rate |
| 1 | 7 Days to 30 Days | 3.60% |
| 2 | 31 Days to 45 Days | 3.80% |
| 3 | 46 Days to 90 Days | 5.50% |
| 4 | 91 Days to 180 Days | 6.00% |
| 5 | 181 Days to 270 Days | 7.00% |
| 6 | 271 Days to Less than 1 Year | 7.25% |
| 7 | 1 Year to Less than 2 Year | 7.50% |
| 8 | 2 Year to Less than 3 Year | 7.50% |
| 9 | 3 Year to Less than 5 Year | 7.00% |
| 10 | 5 Year to Less than 7 Year | 7.00% |
| 11 | Saving Deposit | 2.75% |
Loan Interest Rate w.e.f 01-Jan-2025
|
S.No |
Product/Scheme |
Rate of Interest |
|
1 |
Agri. & Allied Activities (AAA) |
|
|
K C C |
10% |
|
|
Upto 0.50 lakh |
10% |
|
|
0.51 lakh to 2.00 lakh |
12% |
|
|
2.01 lakh to 15.00 lakh |
12.50% |
|
|
Above 15.00 lakh |
13% |
|
|
2 |
Small Scale Industries (S S I) |
|
|
Upto 0.50 lakh |
11% |
|
|
0.51 lakh to 2.00 lakh |
11.50% |
|
|
2.01 lakh to 5.00 lakh |
12% |
|
|
5.01 lakh to 15.00 lakh |
12.50% |
|
|
Above 15.00 lakh |
13% |
|
|
3 |
Govt. Sponsored Schemes |
|
|
Upto 0.50 lakh |
11% |
|
|
0.51 lakh to 2.00 lakh |
11.50% |
|
|
2.01 lakh to 5.00 lakh |
12% |
|
|
5.01 lakh to 15.00 lakh |
12.50% |
|
|
Above 15.00 lakh |
13% |
|
|
4 |
Transport - Public |
|
|
Upto 2.00 lakh |
11% |
|
|
2.01 lakh to 5.00 lakh |
11.50% |
|
|
Above 5.00 lakh |
12% |
|
|
5 |
Transport - Personal |
|
|
Upto 0.50 lakh |
10.75% |
|
|
0.51 lakh to 2.00 lakh |
11% |
|
|
2.01 lakh to 5.00 lakh |
11.25% |
|
|
Above 5.00 lakh |
11.50% |
|
|
6 |
House Building |
|
|
Upto 0.50 lakh |
11% |
|
|
0.51 lakh to 2.00 lakh |
12% |
|
|
2.01 lakh to 5.00 lakh |
12.50% |
|
|
Above 5.00 lakh |
13% |
|
|
7 |
General Trade |
|
|
Upto 0.50 lakh |
10% |
|
|
0.51 lakh to 2.00 lakh |
11% |
|
|
2.01 lakh to 5.00 lakh |
12% |
|
|
5.01 lakh to 10.00 lakh |
12.50% |
|
|
Above 10.00 lakh |
13% |
|
|
8 |
Consumer Durable |
|
|
Upto 2.00 lakh |
12.50% |
|
|
2.01 lakh to 5.00 lakh |
13% |
|
|
Above 5.00 lakh |
13.50% |
|
|
9 |
Loan Against Bank Deposits |
2% above interest Paid on Deposits |
|
Employees of the Bank |
1% above interset paid on Deposits |
|
|
10 |
Loan Against NSC/IVP/KVP/LIC |
At par Consumer Loan |
|
|
|
|