Interest Rate

Bank Interest Rate

 Deposit Interest Rate w.e.f 01-Jan-2022

S. No.

Duration Interest Rate
1 7 Days to 30 Days 3.25%
2 31 Days to 45 Days 3.40%
3 46 Days to 90 Days 3.50%
4 91 Days to 180 Days 4.50%
5 181 Days to 270 Days 4.60%
6 271 Days to Less than 1 Year 5.00%
7 1 Year to Less than 2 Year 5.50%
8 2 Year to Less than 3 Year 5.50%
9 3 Year to Less than 5 Year 5.50%
10 5 Year to Less than 7 Year 5.70%
11 Saving Deposit 2.75%

Loan Interest Rate

S.No

Product/Scheme

Rate of Interest

1

Agri. & Allied Activities (AAA)

 

K C C

10%

Upto 0.50 lakh

10%

0.51 lakh       to       2.00 lakh

12%

2.01 lakh       to     15.00 lakh

12.50%

Above 15.00 lakh

13%

2

Small Scale Industries (S S I)

 

Upto 0.50 lakh

11%

0.51 lakh      to       2.00 lakh

11.50%

2.01 lakh      to       5.00 lakh

12%

5.01 lakh      to     15.00 lakh

12.50%

Above 15.00 lakh

13%

3

Govt. Sponsored Schemes

 

Upto 0.50 lakh

11%

0.51 lakh      to       2.00 lakh

11.50%

2.01 lakh      to       5.00 lakh

12%

5.01 lakh      to     15.00 lakh

12.50%

Above 15.00 lakh

13%

4

Transport - Public

 

Upto 2.00 lakh

11%

2.01 lakh      to       5.00 lakh

11.50%

Above 5.00 lakh

12%

5

Transport - Personal

 

Upto 0.50 lakh

10.75%

0.51 lakh      to       2.00 lakh

11%

2.01 lakh      to       5.00 lakh

11.25%

Above 5.00 lakh

11.50%

6

House Building

 

Upto 0.50 lakh

11%

0.51 lakh      to       2.00 lakh

12%

2.01 lakh      to       5.00 lakh

12.50%

Above 5.00 lakh

13%

7

General Trade

 

Upto 0.50 lakh

10%

0.51 lakh      to       2.00 lakh

11%

2.01 lakh      to       5.00 lakh

12%

5.01 lakh      to     10.00 lakh

12.50%

Above 10.00 lakh

13%

8

Consumer Durable

 

Upto 2.00 lakh

12.50%

2.01 lakh       to      5.00 lakh

13%

Above 5.00 lakh

13.50%

9

Loan Against Bank Deposits

2% above interest Paid on Deposits

Employees of the Bank

1% above interset paid on Deposits

10

Loan Against NSC/IVP/KVP/LIC

At par Consumer Loan

11

Over Draft /Over Limits

22%